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Why is keeping business and personal finances separate so important?

Aug 13, 2026

Where personal spending and business spending overlap, financial tracking can unnecessarily become a headache. A few transactions here and there might not seem like a huge deal at first, but the blurring of the lines between business and personal spending can ...

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christmas

Santa hats in summer? Businesses should be starting to plan for Christmas

Aug 11, 2026

The barrage of heatwaves and dry weather may make a person feel as though summer will last forever, but Christmas will arrive in a few short months. There is a lot of work that goes into the festive period both for ...

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A3 Blog - 06.08

UK petrol prices set to reach their highest level of 2026 – What this could mean for SMEs?

Aug 06, 2026

Geopolitical tensions are set to push UK petrol prices to the highest level of the year, with the average cost reaching 160p per litre, according to RAC monitoring. This comes after the Bank of England warned interest rates might rise if ...

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charity

Gift Aid and Inheritance Tax relief – How helping charities can help your own finances

Aug 04, 2026

The ongoing economic challenges that face individuals and businesses alike are placing a greater strain on charities. Many of the measures that can be taken by private enterprises to offset rising costs are unavailable to charities, as the end user of ...

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First Making Tax Digital deadline looms – 400,000 people still yet to register

Jul 30, 2026

Despite the first deadline for Making Tax Digital (MTD) for Income Tax arriving on 7 August, over 400,000 qualifying landlords and sole traders have still not signed up. The total number of those who are affected by this deadline is 864,000, ...

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accounting

New Chancellor, same uncertainty – Will this summer be as restrictive for UK businesses?

Jul 28, 2026

A major change in the leadership of the UK has taken place at the same time as MPs went on their summer recess. With a new Chancellor and Prime Minister at the helm, it is unclear what businesses should expect in ...

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How to chase late-paying customers without losing them

Jul 23, 2026

Late-paying customers are one of the biggest causes of cash flow problems for SMEs. It can be a tense situation as you want to make sure you consistently get paid on time without damaging a repeat-business relationship with one of your ...

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summer holidays

Quiet commutes, distracted workers or more revenue – What do the school summer holidays mean for your business?

Jul 21, 2026

Even if you do not have children, you will be aware that the schools have broken up for the summer holidays. That realisation may come when you find the roads eerily quiet on your morning commute or when you find town ...

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Cash flow versus profit – Which matters more to an SME?

Jul 16, 2026

While profit can be seen as the main indicator of business health, the importance of cash flow is often overlooked. You could be making money on paper but still be broke, unable to meet bill payments and even on the brink ...

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hmrc

Traumatic or trustworthy – Is HMRC doing enough to support taxpayers?

Jul 14, 2026

Taxpayers need to know how to comply with changing rules and many find themselves reaching out to HMRC for support and guidance. New data from HMRC reveals that, while this can be helpful, it is not a universally positive experience. With many ...

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