Cash Flow


Starting a seasonal business? Here is what you need to know

May 16, 2024

Are you considering launching a seasonal business? If so, you are beginning an exciting journey that comes with its own set of unique challenges and opportunities. Understanding the differences in seasonal commerce is crucial for success. Whether you are opening an ...

Why do SMEs need an accountant

Why do SMEs need an accountant?

Mar 08, 2024

If you are an owner of a small to medium-sized enterprise (SME), it is essential to consider the benefits of having a professional accountant. Engaging with an accountant can significantly enhance your SME’s prospects by providing expert financial advice and managing ...


Can I claim Employment Allowance for my business?

Feb 22, 2024

The Employment Allowance is a means for SMEs to reduce the tax burden of employing staff at critical points in their growth and help avoid cash flow crises, via a reduction in National Insurance Contributions (NICs). What is the Employment Allowance? The ...


Debt management strategies for SME business owners

Jan 23, 2024

Although it can have negative connotations, debt is inevitable for most businesses. Loans are huge contributors to growth for a lot of small businesses, so it isn’t uncommon for business owners to have to balance repaying loans with investing in their ...


Is unconscious bias impacting your business decisions?

Nov 02, 2023

When it comes to business decisions, taking an objective view is essential. But distinguishing your thoughts from the facts is easier said than done.  You must try to recognise your, personal, impact on your business and take action to limit this.   What ...

How could new “open banking enhancements” benefit your business

How could new “open banking enhancements” benefit your business?

Sep 28, 2023

Your business could benefit from a new scheme being run by HM Revenue & Customs (HMRC).  The newly introduced “open banking enhancements” allow businesses to reduce their immediate paying obligations and pay their tax bills in manageable portions.   Managing taxes efficiently is ...


Cash flow vs profits: a guide for small business owners

Aug 29, 2023

As a small business owner, you've likely heard the terms "cash flow" and "profits" used interchangeably. However, mixing these financial metrics up can cause severe consequences for your business. The distinction between the two can significantly impact your business's financial health ...


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